My Mom Wrecked My Rental & I Have To Evict Her - The Ramsey Show Recap

Podcast: The Ramsey Show

Published: 2026-02-25

Duration: 2 hr 18 min

Summary

In this episode, Brandon confronts the difficult reality of evicting his mother from a rental property he naively leased to her. The discussion highlights the emotional and financial implications of familial relationships intertwined with financial decisions.

What Happened

Brandon, a listener from Nashville, shares his predicament of renting out his house to his mother 13 years ago, only to find himself facing approximately $20,000 in damages due to her inability to make sound financial decisions. After two years of her living off retirement savings and only recently paying her first month’s rent in cash, Brandon is now tasked with the daunting challenge of evicting her. Despite his willingness to help, he realizes the gravity of the situation as he contemplates where to source the funds for repairs amidst his mother’s financial struggles.

As the conversation unfolds, it becomes clear that Brandon's situation is not just about the property but also about the emotional toll of evicting a family member. He reflects on whether to continue renting or sell the property altogether, weighing the pros and cons of being a landlord. Financially, he has about $19,600 available, but the looming repairs and his mother's situation complicate matters further. The hosts, Jade and George, guide him through the financial implications, emphasizing the importance of not draining his savings entirely while also considering the long-term consequences of maintaining a rental property versus investing the proceeds from a potential sale.

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